Updating credit information letter
But companies’ investigations are often quick, say experts, and may not involve a substantial review of your case, causing some errors to get mistakenly verified as accurate.If this happens to you, you have a legal right to sue. The items are not correct and are causing me financial distress because of their derogatory information. Box 740241 Atlanta, GA 30374-0241 Trans Union Consumer Relations P. Box 2000 Chester, PA 19022-2000 [Your Name] [Your Address] [Experian, Equifax or Trans Union address] [Date] Attn.: Consumer Relations Consumer Relations Dept.: I am requesting with this written notice that the following inaccurate items be removed from my credit report.Credit Plus will forward documents supplied by your borrower directly to Equifax, Trans Union and Experian for a rush investigation.The repositories will update credit information and trade lines on their credit reports.That means if a lender or other type of data furnisher, such as a debt collection agency, insists their records are correct, you can’t sue them for failing to investigate the mistake unless you’ve disputed the issue with a credit reporting agency first.
Send your letters to the address of the appropriate agency: Experian P. The items are as follows: I understand you are required to notify me of your investigation results within 30 days.
My contact information is as follows: [Your name, not signed] DOB: [Date of birth] SSN: [Social Security number] [Address] Sincerely, [Your name, signed] Provide any proof you have with this dispute.